I’ve played the point game for as long as I can remember. I remember being in my first apartment and signing up for a credit card to get a $250 Amazon gift card and I was hooked. Little did I know that it could be so much more lucrative and provide so much joy to me and my family. I honestly do not believe in re-inventing wheel so instead of my breaking down everything here to start with I am going to suggest you go to 10xtravel.com. Sign up for their class. They do not spam you with tons of emails but you might get a few. Do the course. Process then look at it again. After doing this for over 20 years I am still learning and getting better.